Problems we solve

At Henson Insurance & Financial Investments LLC, we understand the importance of retirement planning. We also understand there is no one-size-fits-all approach, each plan must be customized with the client’s needs and goals in mind. That is why so many people turn to us for wealth management. Whether you are planning to retire, or you have already retired, we are here to help create a plan to secure your financial future.

Minimizing Risk, Eliminating Guesswork, Offering Security

The stock market can be unpredictable, meaning putting 100 percent of your retirement savings into stocks can be risky. When you are close to retiring, or you are newly retired, you do not want the headaches associated with market fluctuations. That is when Jay Henson can help.

At Henson Insurance & Financial Investments LLC, we will take the time needed to review your entire investment portfolio, your pension plans, and your Social Security earnings to determine the best way to plan for financial security during retirement. When we meet at our southern Indiana, offices, we will work on designing a plan that works best to meet your specific needs. Customized plans are important to helping secure income during retirement, managing your assets for maximum growth, and allowing you to enjoy retirement without worrying about your financial security.

For those who are in or nearing retirement in southern Indiana, Jay creates custom retirement income plans. Jay can help you answer the following questions:

  • How much do I need to retire?
  • How do I go about maximizing Social Security income?
  • What steps should I take for successful retirement income planning?

Call Jay Henson today and set up a retirement plan that allows you to worry less about your retirement income to allow you to get the maximum amount of enjoyment out of your retirement years.

Explore our opportunities:

Health Care & Medicare

Investing

Retirement Income Planning

Maximizing Social Security

Wealth Management

Assets Under Management

Health Care & Medicare

If there’s anything you’ve likely learned about health care, it’s that nothing about it is straightforward. From how your services are coded to what procedures your plan will pay for, it can feel like a moving target that you will never get a grasp on. In addition, new terms come every year, which can leave you feeling back at square one right when you’ve just started to get the hang of it. If you’re looking for a qualified professional who can help explain your health care choices, Jay Henson at Henson Insurance & Financial Investments may be able to help. While a financial advisor won’t be able to predict everything, they can tell you more about how your choices are likely to impact both your health and your financial well-being.

And if you have questions about the changes coming down the pipeline for Medicare, then you’ve definitely come to the right place. If you live in southern Indiana, these changes can have a major impact on how your services are covered. We can help you plan for these costs based on your income or find new ways to protect your savings. For example, for some people in southern Indiana, it may make more sense to open up a long-term care plan just in case you need to be in an assisted living facility at any point. When you contact the right person, you can get health care answers that will lead to a more financially secure future.

INVESTING

Whether you are interested in additional income in retirement, or you simply want additional income, it is important to have a method of reaching your goals. At Henson Insurance & Financial Investments LLC, in southern Indiana, we will review your current retirement income portfolio, determine what your Social Security income will be and then help you determine what portion of your portfolio should be invested.

Investing Today for a Secure Retirement Tomorrow

The first step in retirement income planning is understanding the minimum amount you want in monthly income. Once this amount is secured, decisions will have to be made to invest the remainder if your wealth into a portfolio of investments designed to minimize risk and maximize growth. We understand we must consider your goals, appetite for risk, and desire to see your portfolio continue to grow.

Investment Planning Designed with Your Goals in Mind

Jay Henson understands every client has different needs and goals. Investment advice works optimally for a person approaching retirement versus a person who has already retired, but Jay helps both types of clients achieve their goals. A careful review of your portfolio, your goals, and what income you need to enjoy your retirement will be conducted. Every investment plan is customized to meet your specific needs.

If you live in the southern Indiana area and you are searching for sensible investment advice to develop your retirement investment plan, contact Henson Insurance & Financial Investments LLC today, and let us help you design a plan that meets your needs today and is designed to help you fully enjoy your retirement.

Retirement Income Planning

Retirement planning can be confusing. That is one of the many reasons so many people turn to the southern Indiana-based firm of Henson Insurance & Financial Investments LLC. Whether your plan is to retire this year, in five years, or you have just recently retired, Jay Henson can help you with some of the most common questions about retirement including:

  • How much do I need to retire?
  • What is the best retirement age?
  • What level of retirement income will I need to maintain my lifestyle?

Customized Retirement Income Planning

Everyone has different needs and goals in retirement. Your retirement income planning will be more effective when it is customized to meet those needs and goals. In addition to reviewing the income you can expect from your retirement accounts, we can help you maximize your Social Security income and structure your remaining assets to maximize the potential income. Because we take the time to understand your expectations, your tolerance for risk and your goals, you can feel confident your retirement income plan will help you reach your goals.

Jay Henson works with individuals and families across the southern Indiana area. He understands the importance of addressing specific needs and goals in designing a retirement plan. Let’s face it, some people intend to spend their retirement years quietly, while others may want to increase their travel, meaning different levels of income.

Regardless of what your retirement plans are, making sure you have the necessary income to fulfill those plans is important. At Henson Insurance & Financial Investments LLC, we can help you learn how to plan your retirement income and work with you to find a plan that works for your specific needs.

Maximizing Social Security

Social Security is confusing, and yet it is the one source of income that is guaranteed for life once you are eligible. One of the most important things someone approaching retirement can do is ensure they understand how Social Security income works. At Henson Insurance & Financial Investments LLC in southern Indiana, we can help you answer these questions:

  • How much Social Security will I get?
  • How much can I earn on Social Security?
  • How do I get a copy of my Social Security benefits statement?

Keep in mind, when addressing the question, “how much does Social Security pay?”, there is no one answer. First, it depends on your earnings and what you have paid into the system, but it also depends on what age you are when you apply for Social Security benefits.

Maximizing Social Security Income

One of the first things we will do when we evaluate your potential retirement income is use the Social Security estimator. This tool allows us to understand the time frame which is optimal for you to begin taking Social Security payments. Jay Henson will take the time to explain to you what level of Social Security income you can expect at various points and help you determine the ideal time to begin taking your benefits.

Maximizing Social Security benefits can help you minimize the amount of additional income your retirement portfolio needs to generate to supplement your Social Security income. Since there are so many factors which must be considered, it is difficult to predict your average Social Security benefit without using the estimator.

Southern Indiana residents who are interested in making sure they maximize Social Security benefits, should contact Henson Insurance & Financial Investments LLC today and set up a consultation.

Wealth management

If you’re interested in asset wealth management, it’s likely because you’re overwhelmed by the sheer value of resources you’ve managed to build up over your lifetime. Like life, financial management can become complicated quickly because there’s no one-size solution for you. With countless opportunities available, you may need someone who’s trained to recognize which options have worth and which can be ignored. And yet even with all that education behind an advisor, there are still no guarantees. If you live in southern Indiana, and want to know more about what wealth management companies can do for you, then Henson Insurance & Financial Investments LLC can better explain.

With wealth investment, we show you how to allocate your money so you reap all the benefits of each dollar. This may mean giving to your favorite philanthropic endeavors or setting up a family governance policy that will protect both you and your loved ones from destitution. We map out a path that will show you how to start using your money in the most logical ways. And while asset and wealth management may mean taking some risks, we make sure you never feel uncomfortable or anxious about your portfolio. When you work with Jay Henson in southern Indiana, you learn more about what it takes to give your estate an even bigger boost. Strike while the iron is hot, so you never have to wonder what could have been.

Assets under management

When you have your assets managed through Henson Insurance & Financial Investments LLC, you can rest assured there will be strategies developed which help you reach your goals. From his southern Indiana offices, Jay Henson takes the time to find out what your short- and long-term goals are and evaluates your assets to develop a plan which works for you.

Assets Under Management Services

Jay Henson understands your concerns about the volatility associated with stock market investments. Because of this volatility, and your desire for stability, he takes the time to help you understand what options are available to preserve your wealth and ensure you have the income you need to enjoy your retirement. Whether you five years away from retiring or you are fully retired, he can create a customized plan to suit your needs.

Assets Under Management Strategies

When your assets are in a combination of pension plans, retirement accounts, and stocks, you need to make sure they are invested to maximize growth and minimize risk. This can be accomplished by reviewing your 401(k) rollovers, the amounts you should anticipate from Social Security, and evaluating your overall investment portfolio.
Initially, we will start by reviewing all your current assets. We will also discuss your needs and goals. We know most people do not plan to cease all social activities in retirement, so our goal will be to ensure you have the income you need to make the most of your retirement.
If you live in the Indiana or southern Indiana area and you are ready to get started with a strategy designed specifically with your needs in mind, contact Jay Henson today.